Save Money With Extreme Ownership

Save Money With Extreme Ownership

There's a lot of conversation right now about responsibility and ownership. With so many US government workers finding themselves in difficult financial situations in the recent weeks, quite the debate has surged over whether their difficulties are the result of deeper systemic issues such as wages that have failed to mark pace with the rising [...]

RESP’s: The Ground Rules

RESP’s: The Ground Rules

Though one might think a government introduced education savings tool would be structured to be simple to understand, Canadian Registered Educations Savings Plans (RESP's) are instead one of the most complex tax advantaged accounts in Canada. God forbid the Canada Revenue Agency (CRA) make saving for your kids education straightforward! Annnnnnnyhoo. Irrespective of my views [...]

Public, Private or Homeschool???

Public, Private or Homeschool???

Choosing the right school for your kids isn't a hot topic in the Financial Independence/Financial Freedom community, but it probably should be. Public, private or home schooling, each comes with its own financial implications that need to be factored into your overall plan in achieving FF. For anyone planning on having kids, or with young [...]

Poor Jeff Bezos? Seriously?

Poor Jeff Bezos? Seriously?

Ok, after Donald Trump felt the need to weigh in on the largest divorce in history, I couldn't resist but write a post. Not only was Trump's comment entirely inappropriate for his position (shocker), he underscored the assumption that so many people seem to be making. That Jeff's billions of dollars are Jeff's billions of [...]

The Psychology of Saving

The Psychology of Saving

Saving money is a trending topic these days. In fact, nearly a third of all New Years resolutions made for 2019 related to saving money in some capacity. It's fantastic to see so many people taking such an avid interest in reducing debt and increasing savings, but unfortunately stats show that a mere 4% of [...]

5 Personality Traits That Will Make You Broke

5 Personality Traits That Will Make You Broke

While I generally focus on the positive actions we can take to improve the odds of achieving Financial Freedom, it's can also be equally as important to identify and understand where each of our individual money weaknesses lie. While it's great to consistently build our money skills, it's only when we take a critical look [...]

A Parents Finance Manifesto

A Parents Finance Manifesto

As we prepare to ring in the New Year, many people are still contemplating what, if any, resolutions to make moving forward. Often our New Year's resolutions focus inward, directed towards some form of self-improvement or lifestyle betterment. These resolutions can be extremely positive and impactful, but what about thinking just a little bit broader [...]

A Christmas Poem

A Christmas Poem

Merry Christmas Eve everyone! Hope you all made it through the lead-up to Christmas with your wallet and plans for Financial Freedom well intact! In lieu of a post this week, I've elected to share a little Christmas poem as a reminder to us all that the most important things in life don't come from [...]

Plan Ahead To Get Ahead

Plan Ahead To Get Ahead

I'm a big fan of keeping day to day stress levels to a minimum. I see no reason to run myself ragged through life by over scheduling and over committing. I've been there, done that and bought the T-Shirt. BUT, even though I enjoy a more low-key life these days, I still aspire to be [...]

Immediate Gratification Can Work For Your Financial Future

Immediate Gratification Can Work For Your Financial Future

In the pursuit of Financial Freedom, there is no doubt that the ability to delay gratification can give you an immense advantage when it comes to reducing your spending and lifestyle "needs". But learning to delay gratification takes both practice and self-discipline. Our bodies and brains are hard-wired to pursue the instant reward and resisting [...]