Plan Ahead To Get Ahead

Plan Ahead To Get Ahead

I'm a big fan of keeping day to day stress levels to a minimum. I see no reason to run myself ragged through life by over scheduling and over committing. I've been there, done that and bought the T-Shirt. BUT, even though I enjoy a more low-key life these days, I still aspire to be [...]

Immediate Gratification Can Work For Your Financial Future

Immediate Gratification Can Work For Your Financial Future

In the pursuit of Financial Freedom, there is no doubt that the ability to delay gratification can give you an immense advantage when it comes to reducing your spending and lifestyle "needs". But learning to delay gratification takes both practice and self-discipline. Our bodies and brains are hard-wired to pursue the instant reward and resisting [...]

PowerPlay Program Review

PowerPlay Program Review

It's no secret that financial based curriculum in the public school system has historically been next to non-existent, but I recently had the pleasure of experiencing a brand new financial literacy program being implemented in some of our local schools. Our oldest son came home incredibly excited and announced that his class would be participating [...]

Insuring Your Financial Future

Insuring Your Financial Future

There's a happy balance between paranoia and recklessness. Similarly, there's a reasonable balance between being over or under-insured. In a market inundated with insurance for almost anything, all available in a vast array of formats, it can be difficult to know what products to choose and how much coverage you actually require. Whether it's insurance [...]

You Don’t Have To Be Extreme To Be Financially Free

You Don’t Have To Be Extreme To Be Financially Free

There's a lot going on in the FIRE community these days. And as more and more people are drawn to the concept of achieving FI at a young age, the interest and demand for information on ways to achieve FI have increased exponentially. But with that explosion of interest has also come a broadening in [...]

The Ideal Banking Framework

The Ideal Banking Framework

Knowing if and when to join finances with your partner can be difficult questions to answer. And because it is a difficult decision to make, people tend to default to the easiest option. Do nothing and maintain the status quo. But how we structure our banking can speak volumes about us as individuals, as well [...]

Why “Follow Your Passion” is Horrible Advice

Why “Follow Your Passion” is Horrible Advice

We all want to impart the best advice possible to our children, because we all want our children to lead successful, happy and contented lives. We want better for them in every way. It's human nature. But this desire for the best for our children can sometimes manifest itself in new age parenting tactics and [...]

A Risky Assumption

A Risky Assumption

There is an incredibly pervasive, and risky, outlook that the vast majority of people take when it comes to assuming there is a correlation between position and competence. Whether it's doctors, lawyers, police officers, religious leaders, financial advisors, accountants, or the president of the United States of America, the prevailing assumption is that the people [...]

12 Rules of Financial Freedom

12 Rules of Financial Freedom

Since well known psychology professor at the University of Toronto, Jordan Peterson, published his 12 rules of life: An Antidote to Chaos, everyone and their dog has thrown their own 12 rules of life into the mix. The craze has proffered some insightful pieces, such as Malcolm Gladwell's one single rule of life - pull [...]

One Thing You Must Do Before You Retire

One Thing You Must Do Before You Retire

I'm a firm believer in eliminating debt, and I'm an even stronger believer that if you struggle with debt, you should minimize your available credit as much as possible, if not entirely. But, if you've walked the walk, proven your financial savviness, and are within grasp of achieving FF, then it's time to take a [...]