Live With Less – Without Feeling Like You Are

*This post was originally published on November 6, 2017 A few posts ago we talked about some of the negative impacts of overscheduling, and how simplifying your obligations can improve both your quality of life and produce financial gains. Today we are going to revisit the idea of simplifying, except…

I would not exactly categorize myself as a dreamer. I have never been one to get lost in the clouds, entertain myself with wild visions of grandeur, or contemplate what I might do if I win the lotto max. Maybe it’s the way I’m hardwired, but I find such activities…

Full disclosure – this post is all about how to minimize your clothing, make-up and personal care budget, while still remaining “trendy”! If you aren’t into that stuff, or you don’t have a significant other whom you might be able to pass some tips onto who would be interested, you…

To pay for a gym membership or not. In the day and age of personal wellness, it is all too easy to justify monthly expenses incurred in the interest of maintaining a healthy lifestyle. I mean, should any of us really be looking to cut expenses that are facilitating us…

Why I’m re-evaluating my daily coffee habit, after 20 years of refusing to give up my “latte”.

While I generally focus on the positive actions we can take to improve the odds of achieving Financial Freedom, it’s can also be equally as important to identify and understand where each of our individual money weaknesses lie. While it’s great to consistently build our money skills, it’s only when…

In the pursuit of Financial Freedom, there is no doubt that the ability to delay gratification can give you an immense advantage when it comes to reducing your spending and lifestyle “needs”. But learning to delay gratification takes both practice and self-discipline. Our bodies and brains are hard-wired to pursue…

Knowing if and when to join finances with your partner can be difficult questions to answer. And because it is a difficult decision to make, people tend to default to the easiest option. Do nothing and maintain the status quo. But how we structure our banking can speak volumes about…

Last week we talked about how to cut your consumer spending by utilizing the used market to your advantage. We’re going to continue the theme of decreasing spending by taking a hard look at an area in life where we can all cut back. The wardrobe. How many times have…

In the pursuit of Financial Freedom, the biggest obstacle preventing meaningful progress is spending. Peoples spending habits are where the lofty goals of FF will inevitably succeed or stall. While increasing your income can be extremely impactful in accelerating your FF goals, it does absolutely no good if you simply…