How to reduce your expenses, eliminate all of your debt and create freedom of choice.
If you’ve ever lived in a property run by a strata corporation (or HOA, same thing) you know that they can be, well……annoying. Very very annoying. I have a hard time asking someone else permission to make trivial changes to my own property. I get the whole concept of wanting…
Meal planning isn’t as hard as it sounds. Honestly. In fact, it actually makes life easier; while at the same time saving you money and moving you ever closer to the goal of Financial Freedom. Imagine you’ve had a long day at work, you’re rushing to get home and tackle…
Cutting monthly expenses is one of the best ways to help you reach Financial Freedom. You reduce your monthly cost of living moving forward, thereby lowering the amount of money you will need to retire (sometimes substantially). AND instead of that money leaving your wallet each month, it’s now increasing…
Credit cards. They are truly one of the easiest and worst ways to accumulate debt. Far too readily accessed, and with exorbitantly high interest rates, they are a recipe for financial disaster when placed in the wrong hands. As it turns out, the wrong hands equates to almost half the…
We live in a world of now. Instant communication, immediate access to information. Even our Amazon purchases can arrive the same day, so long as we are willing to pay for it. We don’t wait for much these days, and when we do, we aren’t exactly happy about it. But…
Last week we talked about the 3 biggest financial mistakes that Mike and I have made over the years. This week I want to focus on 3 financial pitfalls that a lot of people fall prey to. If you read both posts and can manage to avoid all 6 mistakes,…
It’s often the small expenses in life that seem to make our money just disappear. They tend to leave us wondering where exactly our money has gone? A few dollars here and there certainly doesn’t make or break the budget, so we give less and less consideration to those small…
Receiving a lump sum of money is awesome, but for people seeking Financial Freedom deciding the best thing to do with that windfall can be challenging. Whether it’s an unexpected sum, such as an inheritance, or something planned, like a work bonus, tax refund or proceeds from the sale of…
Being intimately familiar with where your money is going is an integral building block to reaching Financial Freedom. But as important as it is, I know a lot of high income earners who have little to show for it and no ability to tell you where all their money is…
New Year’s resolutions. Some people love them, some people hate them, but no matter what camp you fall under, it’s hard to argue that the start of a brand new year is a great time to identify goals and implement new habits. Maybe you don’t need to use the label…