budgeting in retirement

I’m a firm believer in eliminating debt, and I’m an even stronger believer that if you struggle with debt, you should minimize your available credit as much as possible, if not entirely. But, if you’ve walked the walk, proven your financial savviness, and are within grasp of achieving FF, then…

If you’ve ever lived in a property run by a strata corporation (or HOA, same thing) you know that they can be, well……annoying. Very very annoying. I have a hard time asking someone else permission to make trivial changes to my own property. I get the whole concept of wanting…