So I’ve Retired Early – Now Where Did All My Friends Go? Part 3 of 5: The Relationship Hurdle

So I’ve Retired Early – Now Where Did All My Friends Go? Part 3 of 5: The Relationship Hurdle

Welcome to part 3 of our retirement series, where we're diving into the wonderful world of friendships, and how they are most certainly not exempt from the multi-faceted impacts of retiring. There is study after study after study documenting just how important friendships are in terms of a person's happiness. Healthy friendships give us a [...]

So I’ve Retired Early – Now What Do I Do With All My Time?? Part 2 of 5: Routine vs. The Anti-Routine

So I’ve Retired Early – Now What Do I Do With All My Time?? Part 2 of 5: Routine vs. The Anti-Routine

"So what do you do with all your free time!? Don't you get bored?" This is my second favourite (albeit a combo) question that people ask us now that we are "retired". When people ask this question, I feel like it underscores the misconceptions surrounding the pursuit of Financial Freedom, and early "retirement" as a whole. [...]

So I’ve Retired Early – Now What? Part 1 of 5: The Paradox of FIRE

So I’ve Retired Early – Now What? Part 1 of 5: The Paradox of FIRE

I've decided to dedicate the month of April to writing about post-retirement and some of the interesting lessons we've learned venturing into this chapter of our lives. While early retirement is definitely the cat's meow - like everything in life, it comes with its own unique demands and challenges. We'll delve into some of those [...]

Are You Ready For A Financial Advisor?

Are You Ready For A Financial Advisor?

Back in the pre-Mr. Money Moustache days, before FIRE was its own stand alone acronym, and before personal finance blogs were sprouting up everywhere (man I really should have started my blog back then), Mike and I were in the very beginning stages of fumbling our way towards a goal Mike had aptly entitled "Freedom 35". [...]

RESP’s: The Ground Rules

RESP’s: The Ground Rules

Though one might think a government introduced education savings tool would be structured to be simple to understand, Canadian Registered Educations Savings Plans (RESP's) are instead one of the most complex tax advantaged accounts in Canada. God forbid the Canada Revenue Agency (CRA) make saving for your kids education straightforward! Annnnnnnyhoo. Irrespective of my views [...]

The Psychology of Saving

The Psychology of Saving

Saving money is a trending topic these days. In fact, nearly a third of all New Years resolutions made for 2019 related to saving money in some capacity. It's fantastic to see so many people taking such an avid interest in reducing debt and increasing savings, but unfortunately stats show that a mere 4% of [...]

One Thing You Must Do Before You Retire

One Thing You Must Do Before You Retire

I'm a firm believer in eliminating debt, and I'm an even stronger believer that if you struggle with debt, you should minimize your available credit as much as possible, if not entirely. But, if you've walked the walk, proven your financial savviness, and are within grasp of achieving FF, then it's time to take a [...]

A Year Of Retirement

A Year Of Retirement

It's been about a year since Mike and I retired, and it's been a year full of new experiences and of course, many lessons. We've learned a lot about what retirement should be, but also about what it shouldn't. I used to think that once we had pulled the retirement pin, we would just waltz [...]

Sleep Your Way To Success

Sleep Your Way To Success

No - I'm talking about actual sleep. Sufficient sleep is a necessity if we want to perform at our best. A decrease in our sleep can have dramatic effects on our ability to concentrate, retain information, make timely decisions, or exercise self-discipline and self-motivation. All functions that will impact our work capabilities, income production, spending habits, [...]

Self-Discipline

Self-Discipline

As a parent of two, there is no trait I want to develop more in my kids than self-discipline. Where you find self-discipline, you find people who work hard, hold themselves accountable and problem solve without having their hand held. People who respect themselves, and therefore also respect others, and are able to delay gratification, [...]