One of the questions we are often asked by readers, is what was our best money decision? The one that made Financial Freedom a reality? In truth, the sum of all the actions we took, both large and small, is what got us here. But if I had to narrow it…
There is no time quite like the holidays to feel over taxed, overwhelmed, and over stressed. But how can you choose how you spend your time, when it feels like you are caught in an endless cycle of what you “have to do”? I caught myself doing this several…
Author: Mike @ Freedom101 As early as I can remember adults would ask me what I wanted to do when I grew up. I understandably had no idea how I wanted to serve my life sentence without the possibility of parole for 25-35 years, so I would often structure my…
We’ve arrived at our final instalment in the Early Retirement series! If you are just joining in, take a look back at Part 1, to see the full picture of how you can better prepare for your transition to ER. If’ you’ve been following along – today is where we…
The second to last post in this series is all about making sure your front end work has been worthwhile. If you’ve spent years side hustling, investing, and delaying gratification, you definitely want to enjoy every possible moment of your well-earned “retired” life (regardless of whether or not you fully…
Welcome to part 3 of our retirement series, where we’re diving into the wonderful world of friendships, and how they are most certainly not exempt from the multi-faceted impacts of retiring. There is study after study after study documenting just how important friendships are in terms of a person’s happiness.…
“So what do you do with all your free time!? Don’t you get bored?” This is my second favourite (albeit a combo) question that people ask us now that we are “retired”. When people ask this question, I feel like it underscores the misconceptions surrounding the pursuit of Financial Freedom, and…
I’ve decided to dedicate the month of April to writing about post-retirement and some of the interesting lessons we’ve learned venturing into this chapter of our lives. While early retirement is definitely the cat’s meow – like everything in life, it comes with its own unique demands and challenges. We’ll…
Back in the pre-Mr. Money Moustache days, before FIRE was its own stand alone acronym, and before personal finance blogs were sprouting up everywhere (man I really should have started my blog back then), Mike and I were in the very beginning stages of fumbling our way towards a goal Mike…
Though one might think a government introduced education savings tool would be structured to be simple to understand, Canadian Registered Educations Savings Plans (RESP’s) are instead one of the most complex tax advantaged accounts in Canada. God forbid the Canada Revenue Agency (CRA) make saving for your kids education straightforward!…