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Tag: Financial Freedom

12 Rules of Financial Freedom

Since well known psychology professor at the University of Toronto, Jordan Peterson, published his 12 rules of life: An Antidote to Chaos, everyone and their dog has thrown their own […]

One Thing You Must Do Before You Retire

I’m a firm believer in eliminating debt, and I’m an even stronger believer that if you struggle with debt, you should minimize your available credit as much as possible, if […]

The Capsule Wardrobe Savings Effect

Last week we talked about how to cut your consumer spending by utilizing the used market to your advantage. We’re going to continue the theme of decreasing spending by taking […]

Cut Your Consumer Spending by 50-90%

In the pursuit of Financial Freedom, the biggest obstacle preventing meaningful progress is spending. Peoples spending habits are where the lofty goals of FF will inevitably succeed or stall. While […]

A Year Of Retirement

It’s been about a year since Mike and I retired, and it’s been a year full of new experiences and of course, many lessons. We’ve learned a lot about what […]

Why Your Social Threshold Matters

The cornerstone of optimally managing your finances is learning to control your spending, saving and investing habits. Far too often these habits are heavily swayed by emotion, when instead they […]

The Necessity of Alignment

Irreconcilable differences. It’s cited on nearly every court application seeking divorce. Sure it’s a boiler plate term, but it also tells us that the vast majority of marriages end in […]

Sleep Your Way To Success

No – I’m talking about actual sleep. Sufficient sleep is a necessity if we want to perform at our best. A decrease in our sleep can have dramatic effects on our […]

The Pet Mortgage

Buying a pet is like taking on another mortgage. They come with an upfront cost to actually obtain one, then they require an ongoing monthly payment (in the form of […]

Be Your Own Strata

If you’ve ever lived in a property run by a strata corporation (or HOA, same thing) you know that they can be, well……annoying. Very very annoying. I have a hard […]

Sharpen Your Angle of View

Perspective. It’s essential to leading a happy life, and it’s most definitely essential to obtaining AND maintaining Financial Freedom. I’m not talking about perspective in the sense of having an opinion […]

Sometimes The Best Thing to do is Nothing

Building the habit of consistently assessing your finances and evaluating if your plan remains the best course of action for your circumstances is an integral part of achieving Financial Freedom. […]

Financial Principles vs. Strategies

Financial principles form the foundation of any viable plan to obtain Financial Freedom. Sound financial principles are evergreen, meaning that throughout time those principles hold true and for the most […]

Me, Myself and I

In the world of financial planning it is important to have a strong understanding of financial principles and strategies, but it is arguably even more important to have a solid […]


As a parent of two, there is no trait I want to develop more in my kids than self-discipline. Where you find self-discipline, you find people who work hard, hold […]