So I’ve Retired Early – Now What Do I Do With All My Time?? Part 2 of 5: Routine vs. The Anti-Routine

So I’ve Retired Early – Now What Do I Do With All My Time?? Part 2 of 5: Routine vs. The Anti-Routine

"So what do you do with all your free time!? Don't you get bored?" This is my second favourite (albeit a combo) question that people ask us now that we are "retired". When people ask this question, I feel like it underscores the misconceptions surrounding the pursuit of Financial Freedom, and early "retirement" as a whole. [...]

So I’ve Retired Early – Now What? Part 1 of 5: The Paradox of FIRE

So I’ve Retired Early – Now What? Part 1 of 5: The Paradox of FIRE

I've decided to dedicate the month of April to writing about post-retirement and some of the interesting lessons we've learned venturing into this chapter of our lives. While early retirement is definitely the cat's meow - like everything in life, it comes with its own unique demands and challenges. We'll delve into some of those [...]

Are You Ready For A Financial Advisor?

Are You Ready For A Financial Advisor?

Back in the pre-Mr. Money Moustache days, before FIRE was its own stand alone acronym, and before personal finance blogs were sprouting up everywhere (man I really should have started my blog back then), Mike and I were in the very beginning stages of fumbling our way towards a goal Mike had aptly entitled "Freedom 35". [...]

The 30 Day Challenge: How Did We Do?

The 30 Day Challenge: How Did We Do?

Just over a month ago we started our 30 day challenge to stay Starbucks free. As a self-professed Starbucks addict who, for the past several years (*ahem*... decades), has rarely missed a day of picking up my Venti Decafe Americano with coconut milk, one would think this challenge would have been..........well....challenging! But instead, what I [...]

The Good, The Bad & The Ugly of Owning a Tesla

The Good, The Bad & The Ugly of Owning a Tesla

*Disclaimer: In no way, shape or form should this post be construed as us complaining about the opportunity to own a Tesla. It is merely a reflection on our experience in making this type of financial decision, as well our experience of the highs and lows of the vehicle itself. It is intended for the [...]

The Financial Skinny On Our Home Gym

The Financial Skinny On Our Home Gym

To pay for a gym membership or not. In the day and age of personal wellness, it is all too easy to justify monthly expenses incurred in the interest of maintaining a healthy lifestyle. I mean, should any of us really be looking to cut expenses that are facilitating us exercising regularly and maintaining a [...]

Why I’m Re-Evaluating My Daily Indulgence After 20 Years

Why I’m Re-Evaluating My Daily Indulgence After 20 Years

Why I’m re-evaluating my daily coffee habit, after 20 years of refusing to give up my “latte”.

The Why of FI

The Why of FI

Amidst all the budgeting techniques, savings tips, spreadsheets, investment strategies and travel hacks floating around the personal finance and FIRE worlds, there's a really integral question that is often overlooked. Why do you want Financial Independence or Financial Freedom? I believe the question is rarely posed because on the surface the answer appears obvious. But [...]

RESP’s: The Ground Rules

RESP’s: The Ground Rules

Though one might think a government introduced education savings tool would be structured to be simple to understand, Canadian Registered Educations Savings Plans (RESP's) are instead one of the most complex tax advantaged accounts in Canada. God forbid the Canada Revenue Agency (CRA) make saving for your kids education straightforward! Annnnnnnyhoo. Irrespective of my views [...]

The Psychology of Saving

The Psychology of Saving

Saving money is a trending topic these days. In fact, nearly a third of all New Years resolutions made for 2019 related to saving money in some capacity. It's fantastic to see so many people taking such an avid interest in reducing debt and increasing savings, but unfortunately stats show that a mere 4% of [...]