In the pursuit of Financial Freedom, there is no doubt that the ability to delay gratification can give you an immense advantage when it comes to reducing your spending and lifestyle “needs”. But learning to delay gratification takes both practice and self-discipline. Our bodies and brains are hard-wired to pursue…
Last week we talked about how to cut your consumer spending by utilizing the used market to your advantage. We’re going to continue the theme of decreasing spending by taking a hard look at an area in life where we can all cut back. The wardrobe. How many times have…
In the pursuit of Financial Freedom, the biggest obstacle preventing meaningful progress is spending. Peoples spending habits are where the lofty goals of FF will inevitably succeed or stall. While increasing your income can be extremely impactful in accelerating your FF goals, it does absolutely no good if you simply…
Meal planning isn’t as hard as it sounds. Honestly. In fact, it actually makes life easier; while at the same time saving you money and moving you ever closer to the goal of Financial Freedom. Imagine you’ve had a long day at work, you’re rushing to get home and tackle…
Whether we are contemplating, mulling, analyzing, reasoning or evaluating, thinking is one of the most powerful tools at our disposal. Our ability to think about our individual situations, analyze available information, contemplate future possibilities and evaluate past performance allows us to identify creative solutions to accomplish our goals. Most importantly…
Cutting monthly expenses is one of the best ways to help you reach Financial Freedom. You reduce your monthly cost of living moving forward, thereby lowering the amount of money you will need to retire (sometimes substantially). AND instead of that money leaving your wallet each month, it’s now increasing…
Credit cards. They are truly one of the easiest and worst ways to accumulate debt. Far too readily accessed, and with exorbitantly high interest rates, they are a recipe for financial disaster when placed in the wrong hands. As it turns out, the wrong hands equates to almost half the…
We live in a world of now. Instant communication, immediate access to information. Even our Amazon purchases can arrive the same day, so long as we are willing to pay for it. We don’t wait for much these days, and when we do, we aren’t exactly happy about it. But…