You Don’t Have To Be Extreme To Be Financially Free

You Don’t Have To Be Extreme To Be Financially Free

There's a lot going on in the FIRE community these days. And as more and more people are drawn to the concept of achieving FI at a young age, the interest and demand for information on ways to achieve FI have increased exponentially. But with that explosion of interest has also come a broadening in [...]

The Pet Mortgage

The Pet Mortgage

Buying a pet is like taking on another mortgage. They come with an upfront cost to actually obtain one, then they require an ongoing monthly payment (in the form of food and general care) AND, depending on the animal, those monthly payments will last anywhere from 10-20+ years. Not to metion those payments can also [...]

Financial Principles vs. Strategies

Financial Principles vs. Strategies

Financial principles form the foundation of any viable plan to obtain Financial Freedom. Sound financial principles are evergreen, meaning that throughout time those principles hold true and for the most change very little, if at all. Financial strategies are the ideas and approaches we cultivate and utilize in order to make those principles a reality. [...]

The 4 Tendancies And Finance

The 4 Tendancies And Finance

In the world of financial planning it is important to have a strong understanding of financial principles and strategies, but it is arguably even more important to have a solid understanding of yourself. Only then can you assess how your own personal traits will interact with the principles and strategies you intend to employ. It's [...]

Schedule Time To Think

Schedule Time To Think

Whether we are contemplating, mulling, analyzing, reasoning or evaluating, thinking is one of the most powerful tools at our disposal. Our ability to think about our individual situations, analyze available information, contemplate future possibilities and evaluate past performance allows us to identify creative solutions to accomplish our goals. Most importantly it gives us the chance [...]

5 Ways to Cut Your Monthly Bills

5 Ways to Cut Your Monthly Bills

Cutting monthly expenses is one of the best ways to help you reach Financial Freedom. You reduce your monthly cost of living moving forward, thereby lowering the amount of money you will need to retire (sometimes substantially). AND instead of that money leaving your wallet each month, it's now increasing your monthly savings contributions, even [...]

3 Reasons to Use Credit Cards

3 Reasons to Use Credit Cards

Credit cards. They are truly one of the easiest and worst ways to accumulate debt. Far too readily accessed, and with exorbitantly high interest rates, they are a recipe for financial disaster when placed in the wrong hands. As it turns out, the wrong hands equates to almost half the US population. 2017 stats show [...]

Why Social Media Can Make You Poor (and Unhappy)

Why Social Media Can Make You Poor (and Unhappy)

Who isn't on social media these days? Its all well and good if social media is bringing us value and enriching our lives, but for many it's doing exactly the opposite. While social media can be an excellent tool and unbeatable resource, its also the perfect forum for people to present a carefully tailored and [...]

Get Wealthy By Waiting

Get Wealthy By Waiting

We live in a world of now. Instant communication, immediate access to information. Even our Amazon purchases can arrive the same day, so long as we are willing to pay for it. We don't wait for much these days, and when we do, we aren't exactly happy about it. But all that instant gratification comes [...]

Talk Taxes With Your Kids

Talk Taxes With Your Kids

It's that time of year again. A time many people dread. Tax time. Although I might be in the minority, I actually enjoy tax season. I find it to be a great opportunity to take a really hard look at the past year and assess what financial goals achieved, where I've fallen short or area's [...]