An Exercise In Dreaming (That Creates Actual Change)

An Exercise In Dreaming (That Creates Actual Change)

I would not exactly categorize myself as a dreamer. I have never been one to get lost in the clouds, entertain myself with wild visions of grandeur, or contemplate what I might do if I win the lotto max. Maybe it’s the way I’m hardwired, but I find such activities to be an utter and [...]

The Psychology of Saving

The Psychology of Saving

Saving money is a trending topic these days. In fact, nearly a third of all New Years resolutions made for 2019 related to saving money in some capacity. It's fantastic to see so many people taking such an avid interest in reducing debt and increasing savings, but unfortunately stats show that a mere 4% of [...]

Immediate Gratification Can Work For Your Financial Future

Immediate Gratification Can Work For Your Financial Future

In the pursuit of Financial Freedom, there is no doubt that the ability to delay gratification can give you an immense advantage when it comes to reducing your spending and lifestyle "needs". But learning to delay gratification takes both practice and self-discipline. Our bodies and brains are hard-wired to pursue the instant reward and resisting [...]

Cut Your Consumer Spending by 50-90%

Cut Your Consumer Spending by 50-90%

In the pursuit of Financial Freedom, the biggest obstacle preventing meaningful progress is spending. Peoples spending habits are where the lofty goals of FF will inevitably succeed or stall. While increasing your income can be extremely impactful in accelerating your FF goals, it does absolutely no good if you simply turn around and spend that [...]

The Value of Gratitude

The Value of Gratitude

With Canada Day just past, and Independence Day nearly here, summer has definitely arrived. And with it the BBQ's, beach days, ice cream stops, and lazy afternoons. But as we celebrate these major holidays in our respective countries, it's also a good time to pause and express a little gratitude for the freedoms and opportunities [...]