Shift How You Think About Spending

Shift How You Think About Spending

Being intimately familiar with where your money is going is an integral building block to reaching Financial Freedom. But as important as it is, I know a lot of high income earners who have little to show for it and no ability to tell you where all their money is going. They just know that [...]

Allowances Aren’t Just For Kids

Allowances Aren’t Just For Kids

Giving yourself a spending allowance is a great way to have some cash available for autonomous and guilt free purchases,  while having the added benefit of reducing unnecessary purchases and increasing your savings. When your available "spending" money is just part of your overall budget, it makes it far too easy to spend more than [...]

Financial Freedom Step 4: Live Below Your Means – Waaaay Below

Financial Freedom Step 4: Live Below Your Means – Waaaay Below

Everyday you hear people talk about how we should all "live within our means". Yet 95% of people don't do it. That's why household debt ratios are at an all time high. But if you want to pursue Financial Freedom, even living within your means isn't going to cut it. You need to learn to live [...]