Allowances Aren’t Just For Kids

Allowances Aren’t Just For Kids

Giving yourself a spending allowance is a great way to have some cash available for autonomous and guilt free purchases,  while having the added benefit of reducing unnecessary purchases and increasing your savings. When your available "spending" money is just part of your overall budget, it makes it far too easy to spend more than [...]

Step 4: Live Below Your Means – Waaaay Below

Step 4: Live Below Your Means – Waaaay Below

Everyday you hear people talk about how we should all "live within our means". 95% of people don't do it. That's why household debt ratios are at an all time high. But if you want to pursue FF, even living within your means isn't going to cut it. You need to learn to live below [...]