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Freedom 101

Save More. Spend Less. Live Happier.

Category: Reduce Expenses and Eliminate Debt

How to cut your expenses, eliminate all of your debt and create freedom of choice.

our best money decision

Lose The Mortgage: Our Best Money Decision

Posted on April 27, 2020April 27, 2020 by Phia@Freedom101

One of the questions we are often asked by readers, is what was our best money decision? The one that… Read more Lose The Mortgage: Our Best Money Decision

The 30 Day Challenge: How Did We Do?

Posted on March 18, 2019March 17, 2019 by Phia@Freedom101

Just over a month ago we started our 30 day challenge to stay Starbucks free. As a self-professed Starbucks addict… Read more The 30 Day Challenge: How Did We Do?

The Financial Skinny On Our Home Gym

Posted on March 4, 2019March 4, 2019 by Phia@Freedom101

To pay for a gym membership or not. In the day and age of personal wellness, it is all too… Read more The Financial Skinny On Our Home Gym

5 Personality Traits That Will Make You Broke

Posted on January 7, 2019January 24, 2019 by Phia@Freedom101

While I generally focus on the positive actions we can take to improve the odds of achieving Financial Freedom, it’s… Read more 5 Personality Traits That Will Make You Broke

Immediate Gratification Can Work For Your Financial Future

Posted on December 10, 2018January 24, 2019 by Phia@Freedom101

In the pursuit of Financial Freedom, there is no doubt that the ability to delay gratification can give you an… Read more Immediate Gratification Can Work For Your Financial Future

Insuring Your Financial Future

Posted on November 26, 2018January 24, 2019 by Phia@Freedom101

There’s a happy balance between paranoia and recklessness. Similarly, there’s a reasonable balance between being over or under-insured. In a… Read more Insuring Your Financial Future

To Join Finances Or Not?

Posted on November 12, 2018November 18, 2019 by Phia@Freedom101

Knowing if and when to join finances with your partner can be difficult questions to answer. And because it is… Read more To Join Finances Or Not?

The Capsule Wardrobe Savings Effect

Posted on October 8, 2018February 8, 2019 by Phia@Freedom101

Last week we talked about how to cut your consumer spending by utilizing the used market to your advantage. We’re… Read more The Capsule Wardrobe Savings Effect

Cut Your Consumer Spending by 50-90%

Posted on October 1, 2018February 8, 2019 by Phia@Freedom101

In the pursuit of Financial Freedom, the biggest obstacle preventing meaningful progress is spending. Peoples spending habits are where the… Read more Cut Your Consumer Spending by 50-90%

The Pet Mortgage

Posted on July 16, 2018February 8, 2019 by Phia@Freedom101

Buying a pet is like taking on another mortgage. They come with an upfront cost to actually obtain one, then… Read more The Pet Mortgage

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Click here to fast track your journey to Financial Freedom!

5 Steps to Financial Freedom

Step 1: How Do You Measure YOUR Wealth?

Step 2: How 1+1 = 3

Step 3: Goal Setting

Step 4: Live Below Your Means – Waaaay Below

Step 5: The Side Hustle

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