One of the questions we are often asked by readers, is what was our best money decision? The one that made Financial Freedom a reality? In truth, the sum of all the actions we took, both large and small, is what got us here. But if I had to narrow it…
This week we are going to continue down the path of my mildly morbid thoughts on dying. Except this time – we are going to be dead. If you’ve followed the blog for any length of time, you’ll be well aware that I have a strong affinity for clearing clutter.…
The second to last post in this series is all about making sure your front end work has been worthwhile. If you’ve spent years side hustling, investing, and delaying gratification, you definitely want to enjoy every possible moment of your well-earned “retired” life (regardless of whether or not you fully…
Welcome to part 3 of our retirement series, where we’re diving into the wonderful world of friendships, and how they are most certainly not exempt from the multi-faceted impacts of retiring. There is study after study after study documenting just how important friendships are in terms of a person’s happiness.…
“So what do you do with all your free time!? Don’t you get bored?” This is my second favourite (albeit a combo) question that people ask us now that we are “retired”. When people ask this question, I feel like it underscores the misconceptions surrounding the pursuit of Financial Freedom, and…
I’ve decided to dedicate the month of April to writing about post-retirement and some of the interesting lessons we’ve learned venturing into this chapter of our lives. While early retirement is definitely the cat’s meow – like everything in life, it comes with its own unique demands and challenges. We’ll…
Back in the pre-Mr. Money Moustache days, before FIRE was its own stand alone acronym, and before personal finance blogs were sprouting up everywhere (man I really should have started my blog back then), Mike and I were in the very beginning stages of fumbling our way towards a goal Mike…
Amidst all the budgeting techniques, savings tips, spreadsheets, investment strategies and travel hacks floating around the personal finance and FIRE worlds, there’s a really integral question that is often overlooked. Why do you want Financial Independence or Financial Freedom? I believe the question is rarely posed because on the surface…
Though one might think a government introduced education savings tool would be structured to be simple to understand, Canadian Registered Educations Savings Plans (RESP’s) are instead one of the most complex tax advantaged accounts in Canada. God forbid the Canada Revenue Agency (CRA) make saving for your kids education straightforward!…
Choosing the right school for your kids isn’t a hot topic in the Financial Independence/Financial Freedom community, but it probably should be. Public, private or home schooling, each comes with its own financial implications that need to be factored into your overall plan in achieving FF. For anyone planning on…