You Don’t Have To Be Extreme To Be Financially Free

You Don’t Have To Be Extreme To Be Financially Free

There's a lot going on in the FIRE community these days. And as more and more people are drawn to the concept of achieving FI at a young age, the interest and demand for information on ways to achieve FI have increased exponentially. But with that explosion of interest has also come a broadening in [...]

A Risky Assumption

A Risky Assumption

There is an incredibly pervasive, and risky, outlook that the vast majority of people take when it comes to assuming there is a correlation between position and competence. Whether it's doctors, lawyers, police officers, religious leaders, financial advisors, accountants, or the president of the United States of America, the prevailing assumption is that the people [...]

12 Rules of Financial Freedom

12 Rules of Financial Freedom

Since well known psychology professor at the University of Toronto, Jordan Peterson, published his 12 rules of life: An Antidote to Chaos, everyone and their dog has thrown their own 12 rules of life into the mix. The craze has proffered some insightful pieces, such as Malcolm Gladwell's one single rule of life - pull [...]

The Necessity of Alignment

The Necessity of Alignment

Irreconcilable differences. It's cited on nearly every court application seeking divorce. Sure it's a boiler plate term, but it also tells us that the vast majority of marriages end in large part because two people have lost alignment. Everything else that comes along with the divorce is often just a symptom of that loss. Divorce [...]

Using Survival Mentality to Improve Your Finances

Using Survival Mentality to Improve Your Finances

Military and law enforcement officers have been intimately familiar with the idea of survival mentality for decades and train extensively to hone that skill. But the concept can be applied to a much broader audience when it comes to our day to day lives, particularly our finances. Survival mentality centers on the goal of having [...]

Sleep Your Way To Success

Sleep Your Way To Success

No - I'm talking about actual sleep. Sufficient sleep is a necessity if we want to perform at our best. A decrease in our sleep can have dramatic effects on our ability to concentrate, retain information, make timely decisions, or exercise self-discipline and self-motivation. All functions that will impact our work capabilities, income production, spending habits, [...]

Saving For Your First Rental Property

Saving For Your First Rental Property

So lets assume you've done all your homework, and you're convinced the landlord business is a good fit for you. There's plenty of ways you can get into the game without derailing your plans for Financial Freedom. I'll highlight a few here, but first, some additional considerations worth making. When looking at any first real [...]

The Pet Mortgage

The Pet Mortgage

Buying a pet is like taking on another mortgage. They come with an upfront cost to actually obtain one, then they require an ongoing monthly payment (in the form of food and general care) AND, depending on the animal, those monthly payments will last anywhere from 10-20+ years. Not to metion those payments can also [...]

Make Meal Planning a Breeze

Make Meal Planning a Breeze

Meal planning isn't as hard as it sounds. Honestly. In fact, it actually makes life easier; while at the same time saving you money and moving you ever closer to the goal of Financial Freedom. Imagine you've had a long day at work, you're rushing to get home and tackle everything that awaits you AND [...]

Sometimes The Best Thing to do is Nothing

Sometimes The Best Thing to do is Nothing

Building the habit of consistently assessing your finances and evaluating if your plan remains the best course of action for your circumstances is an integral part of achieving Financial Freedom. Life priorities and our related goals evolve as we mature, and our circumstances can change quickly due to a multitude of factors, some of which [...]