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Freedom 101

Save More. Spend Less. Live Happier.

Tag: Financial Independence

The Psychology of Saving

Posted on January 14, 2019February 10, 2019 by Phia@Freedom101

Saving money is a trending topic these days. In fact, nearly a third of all New Years resolutions made for… Read more The Psychology of Saving

To Join Finances Or Not?

Posted on November 12, 2018November 18, 2019 by Phia@Freedom101

Knowing if and when to join finances with your partner can be difficult questions to answer. And because it is… Read more To Join Finances Or Not?

Why “Follow Your Passion” is Horrible Advice

Posted on November 5, 2018February 8, 2019 by Phia@Freedom101

We all want to impart the best advice possible to our children, because we all want our children to lead… Read more Why “Follow Your Passion” is Horrible Advice

One Thing You Must Do Before You Retire

Posted on October 15, 2018November 14, 2019 by Phia@Freedom101

I’m a firm believer in eliminating debt, and I’m an even stronger believer that if you struggle with debt, you… Read more One Thing You Must Do Before You Retire

Cut Your Consumer Spending by 50-90%

Posted on October 1, 2018February 8, 2019 by Phia@Freedom101

In the pursuit of Financial Freedom, the biggest obstacle preventing meaningful progress is spending. Peoples spending habits are where the… Read more Cut Your Consumer Spending by 50-90%

Why Your Social Threshold Matters

Posted on September 3, 2018November 14, 2019 by Phia@Freedom101

The cornerstone of optimally managing your finances is learning to control your spending, saving and investing habits. Far too often… Read more Why Your Social Threshold Matters

The Necessity of Alignment

Posted on August 27, 2018January 24, 2019 by Phia@Freedom101

Irreconcilable differences. It’s cited on nearly every court application seeking divorce. Sure it’s a boiler plate term, but it also… Read more The Necessity of Alignment

Using Survival Mentality to Improve Your Finances

Posted on August 20, 2018February 8, 2019 by Phia@Freedom101

Military and law enforcement officers have been intimately familiar with the idea of survival mentality for decades and train extensively… Read more Using Survival Mentality to Improve Your Finances

Sleep Your Way To Success

Posted on August 13, 2018November 14, 2019 by Phia@Freedom101

No – I’m talking about actual sleep. Sufficient sleep is a necessity if we want to perform at our best. A… Read more Sleep Your Way To Success

Be Your Own Strata (HOA)

Posted on July 9, 2018February 8, 2019 by Phia@Freedom101

If you’ve ever lived in a property run by a strata corporation (or HOA, same thing) you know that they… Read more Be Your Own Strata (HOA)

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5 Steps to Financial Freedom

Step 1: How Do You Measure YOUR Wealth?

Step 2: How 1+1 = 3

Step 3: Goal Setting

Step 4: Live Below Your Means – Waaaay Below

Step 5: The Side Hustle

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